Appendix
P&L
1) RoE before / after taxes based on a 13%-ratio of invested CET1 capital as reported; 7.4% RoE after taxes based on reported average IFRS capital I 2) NIM: Core NII / avg. B/S I 3) Risk Costs: LLP/ avg. loans to customers
Balance Sheet
1) RoE before / after taxes based on a 13%-ratio of invested CET1 capital as reported; 7.4% RoE after taxes based on reported average IFRS capital I 2) NIM: Core NII / avg. B/S I 3) Risk Costs: LLP/ avg. loans to customers
Overview on Non-recurring items (Net Income)
Segment Reporting
1) Methodical change in segment reporting: OCI results are not shown within segment results anymore and the segment results included the actual risk provisioning instead of expected loss values. Previous year figures adjusted accordingly. I 2) RoE after taxes based on a 13%-ratio of invested CET1 capital as reported
KPI's 2019 - 2023
1) YE 2021 excludes results from FY 2021; YE 2022 post dividend, 2023 includes deduction for dividend
Management Board and Shareholder Structure
Ian Banwell CEO
- Born 1963 in Uganda (US-citizen)
- Chief Executive Officer (CEO) since October 2022
- Previously, since September 2020, Ian Banwell was Chief Financial Officer (CFO) and before (since April 2019) Chief Operating Officer (COO) of the bank
Ulrik Lackschewitz CRO and Deputy CEO
- Born in 1968 in Bro, Sweden
- Chief Risk Officer (CRO) since October 2015 and deputy CEO since December 2018
- Before that, Ulrik Lackschewitz was Group Head of Financial and Risk Control at NordLB (2011) and reported directly to the Management Board
Marc Ziegner CFO
- Born 1975 in Germany
- Chief Financial Officer (CFO) since October 2022
- Prior to this, Marc Ziegner was Managing Director Bank Steering at HCOB. He has held various positions of responsibility in the areas of bank management, finance and group controlling
Christopher Brody CIO
- Born 1968 in the US
- Chief Investment Officer (CIO) since July 2019
- From 2012 to June 2019 Christopher Brody was President and Chief Investment Officer of a US family office and from 2008 to 2011, he held the position of Chief Investment Officer at the Austrian bank BAWAG P.S.K.
Ownership Structure1
1) Percentages include rounding differences
Contacts
Marc Ziegner Chief Financial Officer
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Ralf Löwe Head of Treasury / Investor Relations
Tel. no.: +49 (0) 171 487 5532 ralf.loewe@hcob-bank.com
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Jan Lührs-Behnke
Head of Finance and Bank Steering
Tel. no.: +49 (0) 40 3333 14362 jan.luehrs-behnke@hcob-bank.com
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Dr. Matthias Umlauf
Rating Agency Relations
Tel. no.: +49 (0) 40 3333 13135 matthias.umlauf@hcob-bank.com
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg