
``HCOB has successfully launched its refocused business strategy, and we are very satisfied with the results to date. Thanks to our sustained operational strength and solid earnings base, we are thoroughly equipped to handle the one-off burdens resulting from the business adjustments. The bank is very well capitalised, has strong liquidity and is optimally positioned for profitable growth in its core franchise business areas.”
Luc Popelier, CEO
KPIs
Profit before tax (€mn)
H1 2024
H1 2025
Normalized H1 2024
Normalized H1 20251
Guidance 2025
Net income (€mn)
H1 2024
H1 2025
Normalized H1 2024
Normalized H1 20251
Return on Equity post-tax (in %)
H1 2024
H1 2025
Normalized H1 2024
Normalized H1 20251
Guidance 2025
Cost-Income-Ratio (in %)
H1 2024
H1 2025
Normalized H1 2024
Normalized H1 20251
Guidance 2025
Non-Performing Loans (in %)
H1 2024
H1 2025
Guidance 2025
CET1 ratio (in %)
H1 2024
H1 2025
Guidance 2025