Appendix
P&L

1) RoE before / after taxes based on a 13%-ratio of invested CET1 capital as reported; 9.5% RoE after taxes based on reported average IFRS capital as of 30.06.2023 I 2) NIM: Core NII / avg. B/S I 3) Risk Costs: LLP/ avg. loans to customers
Segment Reporting

1) HCOB considers in the internal management accounting OCI results in other income. As OCI results are not shown in P/L, segment results are reconciled in “Reconciliation”. OCI result of segments leads to 22mn€ recon effect. I 2) RoE after taxes based on a 13%-ratio of invested CET 1 capital as reported | 3) Risk Costs (expected loss / avg. b/s)
Overview on Non-recurring items (Net Income)

Management Board and Shareholder Structure

Ian Banwell CEO
- Born 1963 in Uganda (US-citizen)
- Chief Executive Officer (CEO) since October 2022
- Previously, since September 2020, Ian Banwell was Chief Financial Officer (CFO) and before (since April 2019) Chief Operating Officer (COO) of the bank

Ulrik Lackschewitz CRO and Deputy CEO
- Born in 1968 in Bro, Sweden
- Chief Risk Officer (CRO) since October 2015 and deputy CEO since December 2018
- Before that, Ulrik Lackschewitz was Group Head of Financial and Risk Control at NordLB (2011) and reported directly to the Management Board

Marc Ziegner CFO
- Born 1975 in Germany
- Chief Financial Officer (CFO) since October 2022
- Prior to this, Marc Ziegner was Managing Director Bank Steering at HCOB. He has held various positions of responsibility in the areas of bank management, finance and group controlling

Christopher Brody CIO
- Born 1968 in the US
- Chief Investment Officer (CIO) since July 2019
- From 2012 to June 2019 Christopher Brody was President and Chief Investment Officer of a US family office and from 2008 to 2011, he held the position of Chief Investment Officer at the Austrian bank BAWAG P.S.K.
Ownership Structure1

1) Percentages include rounding differences
Contacts
Ian Banwell
Chief Executive Officer
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Marc Ziegner Chief Financial Officer
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Ralf Löwe Head of Treasury / Investor Relations
Tel. no.: +49 (0) 171 487 5532 ralf.loewe@hcob-bank.com
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Hagen Wiesner
Head of Group Controlling
Tel. no.: +49 (0) 40 3333 10961 hagen.wiesner@hcob-bank.com
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Dr. Matthias Umlauf
Rating Agency Relations
Tel. no.: +49 (0) 40 3333 13135 matthias.umlauf@hcob-bank.com
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg