Appendix
P&L
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/49667/pl.8a296f56e504.png?)
1) RoE before / after taxes based on a 13%-ratio of invested CET1 capital as reported; 9.5% RoE after taxes based on reported average IFRS capital as of 30.06.2023 I 2) NIM: Core NII / avg. B/S I 3) Risk Costs: LLP/ avg. loans to customers
Segment Reporting
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/49667/segment_reporting.210ebb60f3b6.png?)
1) HCOB considers in the internal management accounting OCI results in other income. As OCI results are not shown in P/L, segment results are reconciled in “Reconciliation”. OCI result of segments leads to 22mn€ recon effect. I 2) RoE after taxes based on a 13%-ratio of invested CET 1 capital as reported | 3) Risk Costs (expected loss / avg. b/s)
Overview on Non-recurring items (Net Income)
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/49667/non_recurring.7bde2f303b35.png?)
Management Board and Shareholder Structure
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/49667/20221107_hcob_ceo_ian_banwell_0599k.8779097c0c94.jpg?width=4000)
Ian Banwell CEO
- Born 1963 in Uganda (US-citizen)
- Chief Executive Officer (CEO) since October 2022
- Previously, since September 2020, Ian Banwell was Chief Financial Officer (CFO) and before (since April 2019) Chief Operating Officer (COO) of the bank
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/49667/ulrik_lackschewitz.feebe8e3a214.jpg?)
Ulrik Lackschewitz CRO and Deputy CEO
- Born in 1968 in Bro, Sweden
- Chief Risk Officer (CRO) since October 2015 and deputy CEO since December 2018
- Before that, Ulrik Lackschewitz was Group Head of Financial and Risk Control at NordLB (2011) and reported directly to the Management Board
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/49667/marc_ziegner.ede5f2a7e891.jpg?)
Marc Ziegner CFO
- Born 1975 in Germany
- Chief Financial Officer (CFO) since October 2022
- Prior to this, Marc Ziegner was Managing Director Bank Steering at HCOB. He has held various positions of responsibility in the areas of bank management, finance and group controlling
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/49667/christopher_brody.b1e7ea5e838c.jpg?)
Christopher Brody CIO
- Born 1968 in the US
- Chief Investment Officer (CIO) since July 2019
- From 2012 to June 2019 Christopher Brody was President and Chief Investment Officer of a US family office and from 2008 to 2011, he held the position of Chief Investment Officer at the Austrian bank BAWAG P.S.K.
Ownership Structure1
![](https://assets.foleon.com/eu-central-1/de-uploads-7e3kk3/49667/ownerships.5138d55f00e7.png?)
1) Percentages include rounding differences
Contacts
Ian Banwell
Chief Executive Officer
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Marc Ziegner Chief Financial Officer
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Ralf Löwe Head of Treasury / Investor Relations
Tel. no.: +49 (0) 171 487 5532 ralf.loewe@hcob-bank.com
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Hagen Wiesner
Head of Group Controlling
Tel. no.: +49 (0) 40 3333 10961 hagen.wiesner@hcob-bank.com
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg
Dr. Matthias Umlauf
Rating Agency Relations
Tel. no.: +49 (0) 40 3333 13135 matthias.umlauf@hcob-bank.com
Hamburg Commercial Bank AG
Gerhart-Hauptmann-Platz 50
D-20095 Hamburg