Appendix

P&L

Segment Reporting

1) RoE post tax@13% I 2) NIM based on Total NII, previous year figures adjusted accordingly

Overview on Non-recurring items (Net Income)

1) Tax effect (39mn €) reflects 32% tax rate on tax relevant one-off items (Severance payments and Legal provisions of in total 123 mn €), and no tax effect on Earn-outs

Management Board and Shareholder Structure

Luc Popelier CEO


  • Born 1964 in Belgium
  • CEO since September 2024
  • Before that, Luc was until August 2024 CFO at Belgian KBC Group, following CEO position at International Markets Business unit of KBC Group. Luc has held various positions in the corporate banking business for over 29 years

Ulrik Lackschewitz CRO | Deputy CEO


  • Born 1968 in Sweden
  • Chief Risk Officer (CRO) since October 2015 and deputy CEO since December 2018
  • Before that, Ulrik Lackschewitz was Group Head of Financial and Risk Control at NordLB (2011) and reported directly to the Management Board

Marc Ziegner CFO


  • Born 1975 in Germany
  • Chief Financial Officer (CFO) since October 2022
  • Prior to this, Marc Ziegner was Managing Director Bank Steering at HCOB. He has held various positions of responsibility in the areas of bank management, finance and group controlling

Christopher Brody CIO


  • Born 1968 in the US
  • Chief Investment Officer (CIO) since July 2019
  • From 2012 to June 2019 Christopher Brody was President and Chief Investment Officer of a US family office and from 2008 to 2011, he held the position of Chief Investment Officer at the Austrian bank BAWAG P.S.K.

Ownership Structure1

1 As at February 13th, 2025; percentages include rounding differences

Contacts

Marc Ziegner Chief Financial Officer

Hamburg Commercial Bank AG

Gerhart-Hauptmann-Platz 50

D-20095 Hamburg


Christian Finck Head of Treasury / Investor Relations

Tel. no.: +49 (0) 175 7285303 christian.finck@hcob-bank.com

Hamburg Commercial Bank AG

Gerhart-Hauptmann-Platz 50

D-20095 Hamburg


Alexander Podolsky

Head of Funding

Tel. no.: +49 (0) 170 3064405 alexander.podolsky@hcob-bank.com

Hamburg Commercial Bank AG

Gerhart-Hauptmann-Platz 50

D-20095 Hamburg


Jan Lührs-Behnke

Head of Finance & Bank Steering

Tel. no.: +49 (0) 40 3333 14362 jan.luehrs-behnke@hcob-bank.com

Hamburg Commercial Bank AG

Gerhart-Hauptmann-Platz 50

D-20095 Hamburg


Dr. Matthias Umlauf

Rating Agency Relations

Tel. no.: +49 (0) 40 3333 13135 matthias.umlauf@hcob-bank.com

Hamburg Commercial Bank AG

Gerhart-Hauptmann-Platz 50

D-20095 Hamburg


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