”HCOB’s capital generation capacity has strengthened significantly. Stringent cost control and efficiency has been the key to our success over the last years – and will remain so.”

Marc Ziegner, CFO

Total Income

in €mn, NIM1 in bps

2023

bps
0

2022

bps
0

1) NIM = Core NII divided by average balance sheet

See more detail

Operating Expenses

in €mn, CIR in %

2023

%
0

2022

%
0
See more detail

Liquidity

LCR in %

2022

2023

>

Target 2023

NSFR in %

2022

2023

>

Target 2023

Long-term funding issuance in € bn

2.

2021

2.

2022

2.

2023

See more detail