"The significant decrease in NPL volumes underlines the robustness of our portfolio and demonstrates our disciplined approach to risk management.”
Reinout van Riel, CRO
Rating distribution total bank1
distribution in % (excl. Non-rated exposures)
YE 2025
YE 2024
1 (AAA) - 1 (AA+)
0.7
0.7
1 (AA) - 1 (A-)
0.5
0.6
2 - 5
0.6
0.7
6 - 9
0.4
0.7
10 - 12
0.3
0.1
13 - 15
0.2
0.0
16 - 18
0.0
0.9
1) Total EAD of 30.8bn € (YE 2024: 36.7bn €) also includes „Other exposures“ not shown here of 117mn € (YE 2024: 94mn €) for which there is no external rating available, such as receivables from third parties of the Bank‘s consolidated equity holdings and G/L accounts