
"In 2025 our decisive refocus on four core business segments solidified the foundation for our success. Despite one-off effects from this strategic shift, we outperformed our financial and operational expectations in 2025 and clearly demonstrated our franchise strength. Our sharp focus and long-standing client relationships position us particularly well for profitable, sustainable growth."
Luc Popelier, CEO
KPIs
Profit before tax (€mn)
2024
2025
Normalized 2024
Normalized 2025
Guidance 2026
Mid-term targets 2028

Return on Equity post-tax (in %)
2024
2025
Normalized 2024
Normalized 2025
Guidance 2026
Mid-term targets 2028

Cost-Income-Ratio (in %)
2024
2025
Normalized 2024
Normalized 2025
Guidance 2026
Mid-term targets 2028

CET1 ratio (in %)
2024
2025
- Normalized 2024
- Normalized 2025
Guidance 2026
Mid-term targets 2028

Non-Performing Loans (in %)
2024
2025
- Normalized 2024
- Normalized 2025
Guidance 2026
Mid-term targets 2028
