"In 2025 our decisive refocus on four core business segments solidified the foundation for our success. Despite one-off effects from this strategic shift, we outperformed our financial and operational expectations in 2025 and clearly demonstrated our franchise strength. Our sharp focus and long-standing client relationships position us particularly well for profitable, sustainable growth."

Luc Popelier, CEO

KPIs

Profit before tax (€mn)

2024

2025

Normalized 2024

Normalized 2025

Guidance 2026

Mid-term targets 2028

Return on Equity post-tax (in %)

2024

2025

Normalized 2024

Normalized 2025

Guidance 2026

Mid-term targets 2028

Cost-Income-Ratio (in %)

2024

2025

Normalized 2024

Normalized 2025

Guidance 2026

Mid-term targets 2028

CET1 ratio (in %)

2024

2025

- Normalized 2024

- Normalized 2025

Guidance 2026

Mid-term targets 2028

Non-Performing Loans (in %)

2024

2025

- Normalized 2024

- Normalized 2025

Guidance 2026

Mid-term targets 2028