”HCOB’s capital generation capacity has strengthened significantly. Stringent cost control and efficiency has been the key to our success over the last years – and will remain so.”

Marc Ziegner, CFO

Total Income

in €mn, NIM1 in bps

H1 2023

bps
0

H1 2022

bps
0

1) NIM = Core NII divided by average balance sheet

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Operating Expenses

in €mn, CIR in %

H1 2023

%
0

H1 2022

%
0
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Liquidity

LCR in %

YE 2022

H1 2023

Target 2023

NSFR in %

YE 2022

H1 2023

Target 2023

Long-term funding issuance in € bn

2.

2021

2.

2022

1.

H1 2023

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