“HCOB is fully aware of its impact and takes an active role“

HCOB is making key contributions to the management of sustainable development and the transition to a green economy through its lending and investment activities. The goal is to structure the Bank’s portfolio and support clients on the basis of HCOB’s conviction to support the green energy transition. The Bank wants to be a guiding partner and active supporter in this process. HCOB not only wants to reduce its own carbon footprint, but also to support its customers in limiting their climate impact.

ESG-Aligned Financing

HCOB aims to further facilitate the transformation of its clients’ business models towards greater sustainability by developing respective procedures and strategies, ensuring a positive impact related to all three dimensions of ESG.

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Customer Satisfaction

To run a sustainable, resilient and future-oriented banking business, customer satisfaction is of the highest relevance to HCOB. Customer-centricity and knowledge of their needs enable the Bank to increase customer satisfaction and loyalty, accompanied by higher business volume.

Impact on Climate Change

The financial sector is one of the crucial sectors for financing the transition towards greater sustainability and subsequently combating climate change. HCOB is in a position to facilitate sustainable development through its portfolio’s impact on climate change. By considering the ecological impact of investments and aligning its financing decisions with the Paris Climate Agreement, HCOB minimises market and reputation risks.